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Home / Plans - Plan Duo

Plan Duo

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overview

THE BEST OF BOTH WORLDS - LONG-TERM REWARD AND EARLY ACCESS

Plan Duo (formerly B2B – Back to Back) combines the benefits of Plan Reward and Plan Advance into one continuous experience. You first complete a Plan Reward to earn your full payout and reward gain.
Once that plan closes, you automatically unlock Plan Duo - giving you access to both the last and first positions across two connected plans.
This structure allows you to enjoy your reward while also taking an early position in the next plan. The reward from your first plan helps offset part of the cost of your new one, creating a smooth, Net-Zero Interest™ transition between goals.

HOW IT WORKS

1

Complete your Plan Reward - earn your full payout and reward gain.

2

Unlock Plan Duo - connect your completed plan to a new one.

3

Take both positions:
- Last position in your first plan → earn a reward gain.
- First position in your new plan → access funds right away.

KEY BENEFITS

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Combines long-term reward and early access in one cycle

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Automatically activates after completing a Plan Reward

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Reward from your first plan offsets part of your next plan’s cost

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Continuous participation without restarting from scratch

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Operates under Ajopro’s Net-Zero Interest™ framework

BENEFIT TO YOU

Enjoy the continuity of smart financial progress - earn your reward today, and use it to unlock early access in your next plan, keeping your goals in motion without debt or delay.

COMPARISON SNAPSHOT

Feature

Plan Reward

Plan Boost

Plan Advance

Plan Duo

Purpose

Earn reward for waiting

Emergency access

Early access

Combine reward + access

Access Timing

After completing plan

Immediate (up to 60%)

Early within plan

Alternating (Plan 1 → reward, Plan 2 → access)

Cost / Benefit

Earn reward gain

Fixed cost, partial offset

Fixed cost, offset by rewards

Cost and reward offset

Ideal For

Long-term planners

Emergencies / new users

Experienced contributors

Continuous users

Trust Impact

Builds strong trust

Entry-level access

Uses existing trust

Sustains long-term balance

Your Goals. Your Way.
Your Balance.

Every plan brings you closer to Net-Zero Interest™ - where costs and rewards
even out, and no one pays more than what’s fair.
Choose the plan that fits your journey and start building financial freedom, one
contribution at a time.