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Home / Plans - Plan Reward

Plan Reward

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overview

PATIENCE PAYS. ACCESS YOUR FULL GOAL
AMOUNT - AND MORE

Plan Reward (formerly Tribe – Last Position Takeout) is designed for users who stay consistent and complete all their contributions. Once your plan term ends, you receive your full goal amount plus an added reward gain, recognising your discipline and long-term commitment.
Your Plan Reward balance can also be linked to the Reward Card, giving you secure access to spend or withdraw approved funds directly from your earned reward - no loans, no credit exposure.

HOW IT WORKS

1

Complete all contributions for your goal plan.

2

Unlock your full payout plus your earned reward gain.

3

Link to your Reward Card for instant access to approved funds.

KEY BENEFITS

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Receive your total goal amount plus a reward gain

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Encourages long-term planning and financial discipline

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Eligible users can access funds through the Reward Card

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Reward gains can offset future early-access costs (like Plan Advance)

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Funds are safeguarded under Ajopro’s PSP trust structure

BENEFIT TO YOU

Stay financially agile without falling into debt - access what you need now while maintaining progress toward your long-term goal.

COMPARISON SNAPSHOT

Feature

Plan Reward

Plan Boost

Plan Advance

Plan Duo

Purpose

Earn reward for waiting

Emergency access

Early access

Combine reward + access

Access Timing

After completing plan

Immediate (up to 60%)

Early within plan

Alternating (Plan 1 → reward, Plan 2 → access)

Cost / Benefit

Earn reward gain

Fixed cost, partial offset

Fixed cost, offset by rewards

Cost and reward offset

Ideal For

Long-term planners

Emergencies / new users

Experienced contributors

Continuous users

Trust Impact

Builds strong trust

Entry-level access

Uses existing trust

Sustains long-term balance

Your Goals. Your Way.
Your Balance.

Every plan brings you closer to Net-Zero Interest™ - where costs and rewards
even out, and no one pays more than what’s fair.
Choose the plan that fits your journey and start building financial freedom, one
contribution at a time.